CAM OPPORTUNITIES

ALERT SERVICE | MORTGAGES | BUYER'S GUIDE

At the start of 2007 Mediterranean CAM International Homes was set up as a real estate project run by CAM, as part of its nationwide strategic expansion plan.
During this first stage, Mediterranean specialised mainly in selling properties belonging to CAM developers abroad, focusing chiefly on the European markets.

Almost two years later, by the end of 2008, Mediterranean became the vehicle through which CAM would sell all properties that had been embargoed or repossessed by the bank, both new-builds and previously owned properties, including homes, garages and storage facilities, commercial premises, offices and plots of land. Furthermore, shortly afterwards, Mediterranean took a huge step and launched a new system of on-line auctions, making it the first permanent real estate auction website in real time.
Furthermore, shortly afterwards, Mediterranean took a huge step and launched a new system of on-line auctions, making it the first permanent real estate auction website in real time.

Furthermore, the offer has been extended to include a wide range of properties available to rent with the option to buy, an option packed with advantages and facilities.

On this website, you can find the property you are looking for quickly and easily, with exclusive finance for up to 100% and with the guarantee and security of CAM.

		Personal data protection policy 
 In accordance with the Spanish Personal Data Protection Act (Organic Act 15/1999, of 13th December, hereafter LOPD), MEDITERRANEAN CAM INTERNATIONAL HOMES, S.L. (hereafter, 'MEDITERRANEAN') hereby informs users of this Website of the following: 
 1. Any information users provide when using and requesting the different services offered through the Website accessed, among others, through the main address www.oportunidadescam.es.es will be subject to automated treatment and incorporated into the corresponding file owned and managed by MEDITERRANEAN, domiciled in Avenida Oscar Esplá, No. 37, 03007, Alicante, Spain. 
 2. When personal information is required in order to use or request any of these services, users must guarantee their truthfulness, accuracy, authenticity and validity. Users are obliged to keep these details up to date so they reflect the true situation at all times. 
 3. When providing personal details upon requesting the services offered through this Website or sending such information by any other means, the users must state that they fully and unreservedly accept the incorporation of the details provided into MEDITERRANEAN’s files and their automated treatment, in the terms stipulated in this document. 
 4. Users may exercise their right at any time to access, modify, cancel and object to the data that have been gathered and filed. This can be done by writing to MEDITERRANEAN at C/Severo Ochoa, 44, Edificio 11, 2ª Planta, Elche Parque Industrial, 03203 Elche (Alicante) SPAIN , or by sending a registered e-mail to 'protecciondedatos@mdt.cam.es', which must be accompanied in both cases by a photocopy of your National Identity Card, date, signature and address for correspondence. 
 5. The registered data may be used to facilitate the smooth execution of the operation agreed upon by the user, administer, manage and improve the services offered by MEDITERRANEAN, and to prepare or offer other real estate products or related services, which might interest the user in the future. They might also be used to compile statistics and send out commercial or promotional information related with these real estate products, among other activities. 
 6. The e-mail address provided by users when signing up for any of the services offered by MEDITERRANEAN might be subsequently used by MEDITERRANEAN to send out commercial and promotional information, once the interested parties have provided their consent, which will be understood to be given unless stated otherwise before the end of the registration procedure. The user can withdraw consent at any time by sending an e-mail to oportunidadescam.es@mdt.cam.es 
 7. By providing personal details, the interested parties fully and unreservedly accept that these details might be passed on to any CAM Group company or any company that might join the Group in the future, in order to offer users more customised services in accordance with their needs in terms of products and services related to real estate and finance, insurance, or any other services provided by Group companies.
 8. MEDITERRANEAN will not collect unnecessary information about its users and will treat all personal information provided with extreme diligence, complying at all times with its obligation to maintain secrecy regarding the data provided by users. 
 Furthermore, MEDITERRANEAN will take all the legally required technical and organisational measures at all times to avoid loss, alteration and unauthorised access, implementing all the technical means and systems available to it, bearing in mind the state of the technology, the nature of the data stored and the risks to which they are exposed, either through human action or from the physical or natural surroundings. However, users must be aware that security measures on the Internet are not impenetrable. 
 9. MEDITERRANEAN reserves the right to modify its personal data treatmen

PRIVACY POLICY:

Name:

Surname:

Telephone:	Email:

Postal Code:

Nationality:

Preferred time to contact you: Any time Morning Afternoon/Evening
Observations:
In accordance with the Spanish Personal Data Protection Act (Organic Act 15/1999, of 13th December, hereafter LOPD), MEDITERRANEAN CAM INTERNATIONAL HOMES, S.L. (hereafter, 'MEDITERRANEAN') hereby informs users of this Website of the following: 1. Any information users provide when using and requesting the different services offered through the Website accessed, among others, through the main address www.subastascam.es will be subject to automated treatment and incorporated into the corresponding file owned and managed by MEDITERRANEAN, domiciled in Avenida Oscar Esplá, No. 37, 03007, Alicante, Spain. 2. When personal information must be provided in order to use or request any of these services, users must guarantee their truthfulness, accuracy, authenticity and validity. Users are obliged to keep these details up to date so that they reflect the true situation at all times. 3. When providing personal details upon requesting the services offered through this Website or sending such information by any other means, the users must state that they fully and unreservedly accept the incorporation of the details provided into MEDITERRANEAN’s files and their automated treatment, in the terms stipulated in this document. 4. Users may exercise their right at any time to access, modify, cancel and object to the data that have been gathered and filed. This can be done by writing to MEDITERRANEAN at C/Severo Ochoa, 44, Edificio 11, 2ª Planta, Elche Parque Industrial, 03203 Elche (Alicante), or by sending a registered e-mail to 'protecciondedatos@mdt.cam.es', which must be accompanied in both cases by a photocopy of your National Identity Card, date, signature and address for correspondence. 5. The details registered may be used to facilitate the smooth execution of the operation agreed upon by the user, administer, manage and improve the services offered by MEDITERRANEAN, and to prepare or offer other real estate products or related services, which might interest the user in the future. They might also be used to compile statistics and send out commercial or promotional information related with these real estate products, among other activities. 6. The e-mail address provided by users when signing up for any of the services offered by MEDITERRANEAN might be subsequently used by MEDITERRANEAN to send out commercial and promotional information, once the interested parties have provided their consent, which will be understood to be given unless stated otherwise before the end of the registration procedure. The user can withdraw consent at any time by sending an e-mail to subastascam@mdt.cam.es. 7. By providing personal details, the interested parties fully and unreservedly accept that these details might be passed on to any CAM Group company or any company that might join the Group in the future, in order to offer users more customised services in accordance with their needs in terms of products and services related to real estate and finance, insurance, or any other services provided by Group companies. 8. MEDITERRANEAN will not collect unnecessary information about its users and will treat all personal information provided with extreme diligence, complying at all times with its obligation to maintain secrecy regarding the data provided by users. Furthermore, MEDITERRANEAN will take all the legally required technical and organisational measures at all times to avoid loss, alteration and unauthorised access, implementing all the technical means and systems available to it, bearing in mind the state of the technology, the nature of the data stored and the risks to which they are exposed, either through human action or from the physical or natural surroundings. However, users must be aware that security measures on the Internet are not impenetrable. 9. MEDITERRANEAN reserves the right to modify its personal data treatment and security policy at any time, always respecting current legis
I have read and accept the privacy terms and conditions.

¿En qué consiste la oferta?

Durante un período de tiempo determinado ciertos inmuebles de la cartera de Mediterranean van a ser objeto de una rebaja en el precio de venta.

Inmuebles ofertados: Inmuebles publicados en la presenta página web y señalizados como tal con el icono de oferta.

Duración de la oferta:

Fecha inicio: el 08 de octubre de 2010.
Fecha término: el 30 de Noviembre de 2010.

Condiciones de la oferta:

Durante los primeros ocho días de publicación los inmuebles ofertados sólo podrán ser objeto de Solicitud de Compra por todo aquel interesado, no pudiendo formalizarse operación ninguna en ese plazo de tiempo estableciendo un principio de transparencia e igualdad de condiciones entre todos los clientes.
Todo interesado deberá acceder a las Guías de Compra de Mediterranean, donde se explican los distintos procedimientos. La participación en la oferta supone el pleno conocimiento y aceptación de los procedimientos previstos en las Guías de Compra.

    
SPECIFIC RESIDENTIAL PROPERTY LEASE CONDITIONS
CAM (or any other company belonging to the CAM Group that owns the property) signs a lease agreement with purchase option for a maximum duration of 7 years. 
 Customers may exercise the right to purchase the property within the first five years of the lease, officially notifying CAM of their intention to exercise this right before the expiry of said period. If, by the time said period expires, the customer has not notified CAM of such an intention, the right to purchase will be extinguished, with no need to communicate this fact or any requirements of any other kind.  The right to purchase shall also be automatically extinguished if the lease is terminated for any reason before the period indicated to exercise said right. Having signed the lease agreement, if the tenant expresses the intention to exercise the option to buy the property, the purchase price shall be reduced proportionally, applying the conditions outlined below:
100% of the rent paid, if the purchase takes place before the end of the SECOND year of the lease.
80% of the rent paid, if the purchase takes place before the end of the THIRD year of the lease.
70% of the rent paid, if the purchase takes place before the end of the FOURTH year of the lease.
60% of the rent paid, if the purchase takes place before the end of the FIFTH year of the lease.

SPECIFIC LEASE CONDITIONS FOR PROPERTIES USED FOR NON-RESIDENTIAL PURPOSES
A Lease Agreement with Purchase Option shall also be signed, with a duration of 4 years from the date it is signed, granting the tenant the right to purchase the property, valid for the same period of time as the lease agreement, in other words, 4 years, applying the same method to exercise this right as in residential lease agreements.
The amount of rent paid by the tenant prior to the date on which the option to purchase is exercised shall be deducted in accordance with the following conditions:
100% of the rent paid, if the purchase takes place before the end of the SECOND year of the lease.
80% of the rent paid, if the purchase takes place before the end of the THIRD year of the lease.
70% of the rent paid, if the purchase takes place before the end of the FOURTH year of the lease.
The remaining amount, depending on the date on which the tenant exercises this right, will be deducted from the purchase price of the property.

CONDITIONS APPLICABLE TO THE LEASE OF PROPERTIES FOR RESIDENTIAL AND OTHER PURPOSES 
From the first year until the fifth year, the price will be revised according to the latest figures available for year-on-year property price variations (property price index) published by the Spanish National Institute of Statistics. If the variation registered by the index is negative, the purchase price will not be actualised.
As regards the connection of utilities (light, water, etc.), as a special condition included in the lease agreement, the start of the obligation to pay rent shall be deferred for one month to give the tenant time to arrange for the connection of utilities, exempting him/her from the first month’s rent. The customer shall make the arrangements for utilities to be connected in his/her name and will cover the cost of connection. In this respect, they will be provided with instructions and informed of the steps required to arrange for the effective connection of the aforementioned utilities, as well as the documentation required. Furthermore, the customer will benefit from the following advantageous conditions:
•Under no circumstances will the customer be charged an agency fee.
•The customer will be exempt from paying the first month’s rent. 
•Finally, a clause is included allowing the customer to terminate the contract during this first month if a quote for installation of utilities is provided that he/she feels is unacceptable (if the property requires various repairs that would cost more than one month’s rent).


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